City of Sheboygan/Lakeshore CAP

Mortgage Assistance Program

Click on this link and fill out all information to be considered for assistance:

⇒Pre-Screen Application⇐


The City of Sheboygan and Lakeshore Community Action Program are proud to announce the Mortgage Assistance Program for City of Sheboygan homeowners who have been affected by COVID-19.

This program is funded through Community Development Block Grant-COVID relief funds received by the City of Sheboygan.


  1. The house must be located in the City of Sheboygan (Zip codes of 53081, 53082, 53083)
  2. The applicant must reside in the home for which the assistance is provided
  3. Household income must be below 80% County Median Income. Chart located here:
    Household Income Limits.pdf
  4. Household cannot be eligible for forbearance.
  5. Head of Household must be able to document that unpaid mortgage payments were the result of a COVID-19-related loss.
  6. Household cannot be more than 5 months behind in payments.

The Mortgage Assistance Program will provide up to 3 months of mortgage assistance to eligible households. For questions please call Lakeshore CAP at: (920) 682-3737.


Start locating/requesting documents below — prior to the program opening — in the event you are eligible for assistance.

  • Documentation showing mortgage payments made between July 1, 2019 and the date you lost your income due to COVID-19.
  • Bank statements for all checking and savings accounts for the 3 months prior to application.
  • All income information, including unemployment, for the 3 months prior to application.
  • Proof that you were not behind on mortgage payments until a COVID related incident happened.
  • Proof that you are not eligible for forbearance.(delaying payments)
  • Photo ID of applicant (head of household only)
  • Income statements for the 3 months prior to your loss of income due to COVID-19.
  • Amount of government assistance received due to COVID-19 (other mortgage assistance, unemployment, other).
  • Plus, any other documentation requested by Lakeshore CAP’s caseworker.