Lakeshore CAP Mortgage/Water Assistance Program

Lakeshore CAP Mortgage/Water Assistance Program

HAVE YOU HAD A LOSS OF INCOME DUE TO COVID-19?

Lakeshore CAP

Mortgage and Water Utility Assistance Program

Solicitud de preselección de asistencia hipotecaria / de agua


Click on a link and fill out all information — that applies — for your household:

⇒Pre-Screen Application⇐

Español Pre-Screen Application


READ EVERYTHING BELOW BEFORE FILLING OUT THE PRE-SCREEN APPLICATION! 

This Mortgage and Water Utility Assistance Program is for residents of Manitowoc, Sheboygan, Door and Kewanee counties. Water utility assistance is also available for RENTERS through this same application (fill out only the parts that apply).

If your income has been affected by the COVID-19 pandemic and you are having trouble making your mortgage loan payment and/or water utility bill, please complete the above application. If contacted that you may be eligible for assistance, start locating/requesting the documents below:

  1. Documentation showing payments made between July 1, 2019 and the date you lost your income due to COVID-19.
  2. Bank statements for all checking and savings accounts for the 3 months prior to application.
  3. All income information, including unemployment, for the 3 months prior to application.
  4. Proof that you were not behind on mortgage payments or water utility bills until a COVID related incident happened.
  5. Photo ID of applicant (head of household only)
  6. Income statements for the 3 months prior to your loss of income due to COVID-19.
  7. Amount of government assistance received due to COVID-19 (other mortgage assistance, unemployment, water utility assistance, other).
  8. Plus, any other documentation requested by Lakeshore CAP.

ELIGIBILITY

  1. The house must be located in Manitowoc, Door, Sheboygan or Kewaunee county.
  2. The applicant must reside in the home for which the assistance is provided
  3. Household income must meet eligibility requirements. Chart located here:
    Household Income Limits.pdf
  4. Head of Household must be able to document that unpaid mortgage and/or water utility payments were the result of a COVID-19-related loss.
  5. Household cannot be more than 5 months behind in payments.

lcap

For questions please call Lakeshore Community Action Program at: (920) 682-3737.


For new home buyer assistance, please see our web page at: https://lakeshorecap.org/home-buyer/

Lakeshore CAP Property Tax Assistance Program

Lakeshore CAP Property Tax Assistance Program

HAVE YOU HAD A LOSS OF INCOME DUE TO COVID-19?

Lakeshore Community Action Program

Property Tax Assistance


Click on this link and fill out all information to be considered for assistance. The application may also be found on our Home page at: https://lakeshorecap.org/

⇒Pre-Screen Application⇐


READ EVERYTHING BELOW BEFORE FILLING OUT THE PROPERTY TAX ASSISTANCE PROGRAM PRE-SCREEN APPLICATION!

Lakeshore Community Action Program (CAP) is proud to announce a Property Assistance Program for residents of Manitowoc, Sheboygan, Door and Kewanee counties. We may provide up to $1000 of Property Tax assistance and help with water bills for eligible households.

If your income has been affected by the COVID-19 pandemic and you are having trouble making your property tax payment, please complete the pre-screen application. Should you be contacted that you may be eligible for assistance, please have on hand the documents below:

  1. Documentation showing payments made between July 1, 2019 and the date you lost your income due to COVID-19.
  2. Bank statements for all checking and savings accounts for the 3 months prior to application.
  3. All income information, including unemployment, for the 3 months prior to application.
  4. Proof that you were not behind on property tax payments until a COVID related incident happened.
  5. Photo ID of applicant (head of household only)
  6. Income statements for the 3 months prior to your loss of income due to COVID-19.
  7. Amount of other government assistance received due to COVID-19 (mortgage assistance, unemployment, etc.).
  8. Plus, any other documentation requested by Lakeshore CAP.

ELIGIBILITY

  1. The house must be located in Manitowoc, Door, Sheboygan or Kewaunee county.
  2. The applicant must reside in the home for which the assistance is provided
  3. Household income must be below 125% of the poverty level. Chart located here: Federal Poverty Limits
  4. Must be able to document that unpaid property taxes were the result of a COVID-19-related loss.
  5. Household must be behind in payments.

lcap

For questions please call Lakeshore Community Action Program at: (920) 682-3737.


If you meet eligibility requirements and are interested in BUYING a home, please see our web page at: https://lakeshorecap.org/home-buyer/

Complete the Manitowoc Housing Survey!

Complete the Manitowoc Housing Survey!

CITY OF MANITOWOC NEEDS YOUR HELP IN DEFINING HOUSING CHALLENGES AND OPPORTUNITIES!

The City of Manitowoc is taking a look at the local housing market and how it functions. They need your help to get a better understanding of challenges and opportunities you see and experience.

ADD YOUR VOICE HERE!

The Housing Survey can be completed online at https://www.surveymonkey.com/r/ManitowocHousing now through March 15.

 


Lakeshore Community Action Program has programs to assist homeowners and renters. Pre-screen applications for WERA (Wisconsin Emergency Rental Assistance), Mortgage Assistance and Property Tax Assistance are located on our Home page at: https://lakeshorecap.org/

Sheboygan Mortgage Assistance Pre-Screen

Sheboygan Mortgage Assistance Pre-Screen

City of Sheboygan/Lakeshore CAP

Mortgage Assistance Program


Click on this link and fill out all information to be considered for assistance:

⇒Pre-Screen Application⇐


READ EVERYTHING BELOW BEFORE FILLING OUT PRE-SCREEN APPLICATION!

The City of Sheboygan and Lakeshore Community Action Program are proud to announce the Mortgage Assistance Program for City of Sheboygan homeowners who have been affected by COVID-19.

This program is funded through Community Development Block Grant-COVID relief funds received by the City of Sheboygan.

ELIGIBILITY

  1. The house must be located in the City of Sheboygan (Zip codes of 53081, 53082, 53083)
  2. The applicant must reside in the home for which the assistance is provided
  3. Household income must be below 80% County Median Income. Chart located here:
    Household Income Limits.pdf
  4. Household cannot be eligible for forbearance.
  5. Head of Household must be able to document that unpaid mortgage payments were the result of a COVID-19-related loss.
  6. Household cannot be more than 5 months behind in payments.

The Mortgage Assistance Program will provide up to 3 months of mortgage assistance to eligible households. For questions please call Lakeshore CAP at: (920) 682-3737.

GATHER DOCUMENTATION WHILE YOU WAIT!!!

Start locating/requesting documents below — prior to the program opening — in the event you are eligible for assistance.

  • Documentation showing mortgage payments made between July 1, 2019 and the date you lost your income due to COVID-19.
  • Bank statements for all checking and savings accounts for the 3 months prior to application.
  • All income information, including unemployment, for the 3 months prior to application.
  • Proof that you were not behind on mortgage payments until a COVID related incident happened.
  • Proof that you are not eligible for forbearance.(delaying payments)
  • Photo ID of applicant (head of household only)
  • Income statements for the 3 months prior to your loss of income due to COVID-19.
  • Amount of government assistance received due to COVID-19 (other mortgage assistance, unemployment, other).
  • Plus, any other documentation requested by Lakeshore CAP’s caseworker.

lcap

LCAP Awarded 2019 AHP Award

LCAP Awarded 2019 AHP Award

Lakeshore CAP’s Home Buyers Program

LCAP was chosen for a 2019 AHP (Affordable Housing Program) award by FHLB of Chicago! Our program supports neighborhoods, builds personal equity and can be more affordable than renting.

Thank you, Federal Home Loan Bank of Chicago — and our project sponsor Bank First — for helping us realize the dreams of 20 qualifying low to moderate income households with up to $6000 each in assistance!

What is the AHP?

The Affordable Housing Program facilitates the development of affordable rental housing and home ownership opportunities for very low-, low-, and moderate-income households. Through a competitive application process, the FHLB of Chicago provides grants to it’s members and their local project to finance affordable housing initiatives.

For instance, the Bank evaluates the application of each project that meets all eligibility standards. The Bank scores the applications on the basis of pre-established criteria and ranks them based on this scoring process. Then, funds are awarded to the highest-ranking projects in order until all available funding has been awarded.